DIGITAL LENDING

Support commercial lending in a unified loan origination platform.

Grow revenue.

Drive efficiency, increase loan volume, and elevate the banking experience.

Omnichannel
Banking

Accrue allows customers to initiate and complete the loan application process in-branch, online, and in the community. They can stop and restart anywhere without re-keying data.

Connect to Your Core
and Fintech Partners

Eliminate platform fatigue and pull all of your key fintech partners into one system through pre-built integrations. Effortlessly connect with various data sources, credit bureaus, and financial systems to enhance accuracy and eliminate re-keying data.

Manage Your
Loan Portfolio

Seamlessly handle loan renewals, modifications, and servicing actions all in one platform. Monitor your covenants and ticklers, automatically allowing customers to satisfy their ticklers through customer portal document uploads.

Increased productivity and boost compliance.

Accelerate your business with wiser tools of the trade.

Automate and Focus
on What Matters

Pre-built forms, automated spreading, secure document exchange, and product-specific workflows allow your teams to focus on the customer, not the busywork. Gain real-time visibility into your loan pipeline to track the status of each loan application, identify bottlenecks, and optimize your team’s workflow for faster processing times.

Enhance Insights
and Reporting

Accrue provides 360-degree customer views to maximize each relationship and support robust reports related to portfolio management, credit exposure, aggregate householding, tickler and covenant monitoring, and more. In addition to customer data, lenders can get daily alerts on loan pipeline activity and next steps to support faster, more efficient funding.

Reduce Fraud and Increase Compliance

Pre-built integrations to key vendors allow your team to reduce fraud and ensure compliance with regulatory guidelines. Whether it’s 1071 compliance, HMDA, CRA, or automated Geocoding, Accrue helps you gather the right data and generate the reports you need to provide to regulators.

Enhance the experience.

Give your customers and lending teams the digital banking solutions they want.

Robust Commercial Lending Solution

Accrue supports a full range of term loan and line of credit products for CRE, C&I, and Agricultural Lending

Scalable and
Configurable

Accrue is designed to meet financial institutions where they are, scaling easily for an institution of any size. Banks can tailor the lending process to fit their specific operational requirements and desired customer experience.

Secure End-to-End Lending Platform

Accrue streamlines the customer experience from initial inquiry and application to underwriting and funding. Easily request and receive the right documents and details from applicants and third-party partners at the appropriate time. Use our secure customer portal to manage customer interactions.

A few of the many that
we’ve worked with.

We’re proud to work with community FIs across the nation to support their digital account opening needs. We enjoy being a partner in their digital innovation and transformation journey.

Our partners.

We have pre-built integrations to the critical fintechs that you need to create an enhanced digital account-opening experience. This includes core banking systems, CRM, KYC, KYB, credit, funds transfer, account disclosure documents, online banking, AML/BSA, eSignature, check ordering, debit card issuance, and more.

We get asked these questions a lot.

What types of loans can Accrue accommodate?

Accrue is a versatile loan origination platform that can support various loan types, including lines of credit and participants. It’s designed to meet the diverse needs of  business customers, all within a single platform. 

Can Accrue be utilized for both in-branch and online loan applications?

Yes, Accrue is designed to seamlessly handle loan applications, whether they are initiated in-branch or online. Additionally, Accrue offers the flexibility of saving ongoing applications, allowing customers to effortlessly switch between these methods as needed.

Does Accrue provide support for loan maintenance actions?

Absolutely. With Accrue, you can efficiently manage loan renewals, modifications, and servicing actions all within a single, user-friendly platform, streamlining your loan management processes.

Does Accrue cater to specific lending programs?

Accrue offers support for a wide range of lending programs, including SBA loans, agricultural loans, and more. Our platform is adaptable to accommodate various lending portfolios, ensuring it aligns with your specific lending needs.

Does Accrue support both commercial and consumer account openings?

Yes! Accrue is designed to support both commercial and consumer account openings in a single platform, eliminating the need to have different partners across channels and in-branch.

Proud member of the
ICBA ThinkTech Accelerator.

It starts with a conversation.

Let’s talk about the processes you need to automate to create the digital experience your clients expect.

We’ll show you
the ropes.

Our experts set you up and train your team for an easier way of doing business.

Delight your customers
and employees.

Start using Accrue— we’ll help every step of the way.

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